I can assure you it doesn't take anywhere five minutes in my case, so that's why I invested some time to develop that
Expression-2-Reaticulate script along with
the tool on itch.io. Still it doesn't take 5 minutes since the banks should be built perfectly initially and shouldn't be altered later as they don't save alongside the project, so you improve the bank later only to find out launching a 2-year-old project uses that bank gets f*ed (trust me it happens).
Then I decide to pay for babylonwaves's packs AND Nuendo & learn how to use them because whatever I did for Reaper & Reaticulate didn't helped me for the times I had to come up with lots and lots of music on a tight schedule.
I'm on the team "I would pay for a good articulations library but I'm not confident with relying to Reaticulate for my business, so Reaper devs should have lay a groundwork for an internal Articulation system that the community can expand upon".
You should be on that team, too.